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What we do...

At SMART choice offer two distinct transactions

Lease Ownership - Without need access to credit, Smart choice provides an easy, affordable way for people to furnish their homes.

Sales - SMART choice offers a retail transaction for the outright purchase of goods

Guarantee (applies to Lease & Sales)

"We will beat any competitors advertised price or it's yours free"

Offer applies to both a Sales and Lease Ownership transaction

See store for complete details

No Credit Checks

All you need is a place to live, a few friends and source of income. We're here to help you get the things you want and need right now.

Own it in 12 months (applies to Lease)

Our shorter terms save you money!

Our plan is focused on you owning the product in the shortest time and the most cost-effective way.

Although SMART choice offers contract lengths that range anywhere from 6 to 24 month. Everything storewide is available over 12 months

Free Loaner

If at anytime your product requires servicing, SMART choice will provide you with a free loaner of equal or greater value. It's all part of our dedication to providing exceptional customer services.

Refer a Friend

Refer a friend and we will give you $25 as a thank you. Visit or call SMART choice for further details.

*The $25 " Refer a Friend" reward will be applied as a credit towards your next renewal lease payment. No cash value surrender. Some restrictions may apply. Ask for details.

Customer Care Program (applies to Lease)

Complete details of the Customer Care Program are available through the SMART choice Sales & Lease Ownership's Customer Care Program Supplement. A 10% charge will be added to each monthly payment on your lease Ownership agreement for the Customer Care Program.

90 Day same as Cash

Within 90 Days the Lessee may choose to purchase the property by paying the cash price listed on the agreement less the Rent portion of all previous payments. See store for complete details.

Payment Vacation

After a predetermined amount of time the Lessee is entitled to 2 Payment vacations on each agreement. See Store for complete details.

Free Money

If the Lessee brings in a new customer that leases from SMART choice, a credit will be applied to the Lessee's account

Preferred Customer Benefits

Once the Lessee has acquired ownership of any Property from SMART choice, the lessee shall obtain preferred customer status. As a preferred customer, the lessee will receive a 50 per cent reduction on the initial total monthly lease payment of any new Lease agreement. See store for complete details.

Application and Processing Fee

There will be no charges associated with the setup, activation or investigation of the lease application.

Extended Care

Property paid out will be covered for an additional 60 days under the SMART choice warranty conditions. See store for complete details

 
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